Rebecca Stutts Hovater

🎃 Spooky Season is in Session: Time to Review Your Insurance Playbook 👻 The seasons are changing, pumpkins are popping up on porches, and cozy routines are back in full swing. As the season shifts, it’s the perfect time to make sure your coverage is keeping up, too! While ghosts and goblins are fun, scary surprises with your coverage? Not so much. 🕸️

Here’s your October checklist:

🚗 School Drop-Offs & Carpool Lanes – Extra miles can creep up like a jump scare. Let’s double-check your Auto Insurance.

🏡 Dorm Life & First Apartments – Don’t let the unexpected haunt you—Renters Insurance helps keep your things protected.

📦 Changing Seasons, Changing Spaces – Remodeling, downsizing, or redecorating? Keep your Home Insurance from becoming a house of horrors.

💼 Business Goals on Deck – A new quarter means new opportunities—make sure your Business Insurance isn’t a trick when it should be a treat.

❤️ Family Comes First – Busy fall schedules shouldn’t leave loved ones unprotected. Life Insurance helps keep what matters most safe from the unexpected.

📍 Based in The Shoals, Rebecca Stutts Hovater State Farm is here to keep the scary stuff away this fall—with coverage that’s all treat, no trick! 🕷️🍬

Rebecca Stutts Hovater, the State Farm Insurance Agent for the Shoals area, is a third-generation State Farm Agent and a graduate of Auburn University. She and her team have received various awards, including State Farm Ambassador Life, State Farm Honor Club State Farm ChairmansCircle, Silver Scroll, Bronze Tablet, and Rebecca was also named a finalist for Shoals Woman of the Year! Rebecca is also on the Board of Directors for the Shoals Chamber of Commerce, President at Sheffield Central, and a Member of Kiwanis Club of Sheffield. The agency supports local charities such as the Helen Keller Hospital Foundation and the Women's Shelter at Shoals SafePlace.

Rebecca's team is bilingual in English and Spanish and can assist with a variety of insurance needs, including auto, home, renters, condo, life, pet, ATV, RV, motorcycle, and financial services. They also offer commercial lines of insurance for small business owners. Whether you're a new or existing customer, give them a call, click, text, or stop by for a free quote in the Colbert County/Shoals area.

FAQ’s

-Question: How long has Rebecca been working with State Farm?

-Answer: Rebecca has over 16 years of experience with State Farm Insurance!

-Question: Is this office able to help me with all kinds of insurance?

-Answer: Yes, we offer auto, home, renters, life, health, business, disability, & more!

-Question: When do I need to get life insurance?

-Answer: As soon as possible! It’s important to make sure you and your loved ones are covered in the event of something unexpected. Give us a call or stop by our Sheffield office today and we can go over the options. The Rebecca Stutts Hovater State Farm team is here to help you find the right plan for you.

-Question: Where can you help with Insurance?

-Answer: We are licensed to help with Insurance throughout Alabama, Mississippi, and Tennessee but we have a big local focus on the Sheffield, Tuscumbia, Muscle Shoals, Florence, and The Shoals, and Colbert and Lauderdale County areas!