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State Farm® Insurance Agent Rebecca Stutts Hovater

501 S Montgomery Ave
Suite C
Sheffield, AL 35660-3861

Across from Foodland Plus and next to Fredrickson's Appliance Center

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Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


501 S Montgomery Ave
Suite C
Sheffield, AL 35660-3861



September is Life Insurance Awareness Month. We believe in protecting you and your loved ones. Please give us a call or stop by our Sheffield office today for a life insurance quote!

Welcome to the Rebecca Stutts Hovater State Farm Insurance Office! It’s back to school time in Muscle Shoals! While the kids meet their new teachers, you can meet with your insurance agent! Now is a good time to make sure you have all your insurance and financial needs covered. We offer phone, virtual, and in-person appointments.

The Rebecca Stutts Hovater State Farm Insurance Office is your local Sheffield State Farm team here to help all of Alabama with Insurance! We are proud to serve Sheffield, Muscle Shoals, Tuscumbia, Leighton, Town Creek, Florence, Russellville and surrounding Alabama areas with Car Insurance, Homeowner’s Insurance, Renters Insurance, Condo Insurance, Life Insurance, Boat Insurance, Travel Trailer, Business Insurance, Pet Insurance, Personal Articles Insurance, Motorcycle Insurance, ATV insurance, Recreational Vehicle Insurance, and Financial Services, with a focus on resident relocations to the Shoals area. The agency is Multi-State licensed to help with insurance in Mississippi & Tennessee. We also serve Loretto, Corinth, Iuka, Belmont, Booneville, Fulton, Memphis, Nashville, Chattanooga, and Birmingham.

I am your State Farm Insurance Agent for the Sheffield, AL area. I have been a resident in Tuscumbia since 1983. I am third generation State Farm Agent here in the Shoals and a graduate from Auburn University with my Master of Education. Over the years my agency has qualified for different awards including State Farm Ambassador Life and State Farm Honor Club. I am also on the Board of Directors for the Shoals Chamber of Commerce, President at Sheffield Central and a Member of Kiwanis Club of Sheffield. I support our local charities such as the Helen Keller Hospital Foundation and the Women’s Shelter at Shoals SafePlace.

Give us a call if you are new or moving to Sheffield, Muscle Shoals, Tuscumbia, Leighton, Town Creek, Russellville, Florence, or the surrounding Alabama areas. We are a family of highly skilled individuals working together to fulfill a community responsibility of giving outstanding service and also fulfilling our moral obligation of protecting what's important to customer's so they can focus on accomplishing their life goals. I also earned my Chartered Financial Consultant designation through the American College of Financial Services.

My team is bi-lingual in both English and Spanish. We are licensed Insurance Professionals here to help get you Insurance coverage for your specific needs. Not only can we help with Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Life Insurance, Pet Insurance, ATV Insurance, RV Insurance, Motorcycle Insurance, and Financial Services, but we are also able to assist small business owners with their Commercial lines of Insurance. Call, Click, Text or Stop by the office today for a free Car Insurance, Homeowner’s Insurance, or Life Insurance Quote throughout the Shoals, AL!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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The mission of the Rebecca Stutts Hovater State Farm office is to provide Sheffield, Tuscumbia, Muscle Shoals and surrounding Colbert County with reliable insurance coverage they can count on. Our office can help with auto insurance, home insurance, renters insurance, motorcycle insurance, life insurance, business insurance, financial services, and much more. Stop in and meet with our experienced insurance team to stay covered.
Serving the Shoals Since 2009!
Keslie Atkins State Farm Agent Team Member

Keslie Atkins

Customer Service Manager

Keslie began working for the Rebecca Stutts Hovater Office in the Shoals in 2011. Keslie focuses on personal auto insurance, fire, and renters insurance. Keslie also writes business insurance and commercial insurance. She and her husband have been married for 8 years. They have one daughter.

Nikki Johnson State Farm Agent Team Member

Nikki Johnson

Office Manager

Nikki Johnson has been with the Rebecca Hovater Insurance Team since 2012. She offers free quotes in Auto, Home, Life, Business, and Renters insurance. She like to help customers. Call Nikki for your free quote today!
Anna Foster State Farm Agent Team Member

Anna Foster

Account Manager

Anna is a resident of Muscle Shoals, Al. I joined Rebecca Stutts Hovater State Farm Agency in July 2022 with 6 years insurance experience. I enjoy assisting people with auto and homeowners insurance needs. I have two beautiful daughters that also keep me and my husband busy.

Available Positions

Click to view all of Rebecca's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.