Rebecca Stutts Hovater

🌸 🌞 The days are longer, the weather’s warmer—and it's the perfect time to revisit your insurance needs. From weekend getaways to home projects and everything in between, we’re here to help you stay covered through it all.

🚗 Car Insurance: Spring road trips start with the right protection. Make sure your policy is ready to go wherever the season takes you.

🏡 Homeowner's Insurance: Spring showers? We’ve seen worse. Let’s double-check your policy to help keep your home safe from surprise damage.

🚐Recreational Vehicle Insurance: From RVs and ATVs to boats and jet skis, we offer coverage that keeps your adventures moving. Our recreational vehicle coverage is tailored to protect your ride, your gear, and your good times—whether you're on the road, off the beaten path, or out on the water.

🛋️ Renter's Insurance: Moving? Refreshing your space? Your stuff deserves protection too.

🏢 Business Insurance: As your business blooms, make sure your coverage keeps up with your growth.

❤️ Life Insurance: New season, fresh perspective—now’s a great time to protect the people who matter most.

🌿 Let’s make sure you’re ready for all the moments spring has in store. Reach out to the Rebecca Stutts Hovater State Farm team in Sheffield — we’ve got your back this season and beyond!

Rebecca Stutts Hovater, the State Farm Insurance Agent for the Shoals area, is a third-generation State Farm Agent and a graduate of Auburn University. She and her team have received various awards, including State Farm Ambassador Life and State Farm Honor Club. Rebecca is also on the Board of Directors for the Shoals Chamber of Commerce, President at Sheffield Central, and a Member of Kiwanis Club of Sheffield. The agency supports local charities such as the Helen Keller Hospital Foundation and the Women's Shelter at Shoals SafePlace.

Rebecca's team is bilingual in English and Spanish and can assist with a variety of insurance needs, including auto, home, renters, condo, life, pet, ATV, RV, motorcycle, and financial services. They also offer commercial lines of insurance for small business owners. Whether you're a new or existing customer, give them a call, click, text, or stop by for a free quote in the Shoals area.